SUPPLEMENTAL INSURANCE

Supplemental health insurance can be an added layer of protection used to cover what a traditional health insurance plan does not. That’s why we offer a broad range of options like, Dental, Vision, Accident, Hospitalization insurance and much more, so you are protected at any time and circumstance.

Dental Insurance:

Taking care of our oral health is as important as our physical health.

Having dental insurance makes it easier for you to visit your dentist regularly:

• Reduce the risk of gum disease, cavities, and other serious dental problems

• Promote good hygiene habits for you and your family

• Allow your dentist to examine your mouth, jaw, and neck to identify any related problems

• Detect and fix small problems before they become big (and possibly expensive) problems

• Help reduce dental problems related to chronic conditions, such as diabetes, some cancers, and osteoporosis.

Vision Insurance:

According to the American Optometric Association, 80% of learning is visual. Annual comprehensive eye exams help ensure that children can do their best in school, sports, and other activities they enjoy.

Regardless of your age, comprehensive eye exams are beneficial because they can also help with early detection of eye conditions and diseases that can be better treated if caught early.

Our vision insurance offers you the lowest prices on the market and helps you maintain good vision health in addition to covering your frames and formula for your lenses.

Accident Insurance:

Accidents happens and the Accident insurance can help you financially when they do. With our Accident Coverage, cash benefits paid directly to you, not your doctor or hospital and the money can be used to pay unexpected medical costs or everyday living expenses.

Benefits you get with Accident Insurance

Pays lump-sum cash benefits for accidental injuries even if benefits are also paid by other insurance coverage you may have.

Benefits are paid directly to you, not your doctor or hospital.

Cash benefits can be used for:

• Copays or coinsurance

• Rent/Mortgage

• Car payment

• Child care

• Everday living expenses

Affordable premiums that do not increase as you get older with coverage.

Hospital Insurance

No matter how good your medical insurance is, if you are hospitalized for an injury or sickness there will probably be medical expenses and out-of-pocket costs that aren’t covered. Hospital Insurance provides an extra layer of financial protection and you can use the cash payments to help covers for item such as Out of Network providers, Prescriptions, Mortgage payments, car payments, utility bills, caregivers and much more.

You Can Be Prepare

Most major medical insurance plans only pay a portion of hospital expenses.

Cash benefits are paid directly to you, not your doctor or hospital.

Out-of-pocket medical expenses can add up! With your hospital insurance, you can use the cash payments to help cover costs for items such as:

• Out-of-network providers

• Prescriptions

• Mortgage payments

• Car payments

• Utility bills

• Caregivers